As severe weather season approaches, it’s crucial to make sure your insurance coverage is up-to-date and sufficient. Here’s why you should review your policies now:
Home Owners or Renters Insurance – Check Your Homeowners or Renters Insurance to ensure your policy covers storm damage like flooding, wind, hail, or fire. Standard policies may not include all types of damage, so ask about additional coverage if needed.
Flood Insurance – Flooding isn’t always covered under standard homeowners insurance. If you live in a flood-prone area, consider adding flood coverage through the National Flood Insurance Program (NFIP).
Auto Insurance – Review your car insurance policy for coverage on storm-related damage. Comprehensive coverage will protect your vehicle from hail, flooding, and other weather-related incidents.
Know Your Deductibles – Severe weather can bring high deductibles. Make sure you understand what you’ll need to pay out-of-pocket if damage occurs.
Inventory Your Belongings – Take photos or videos of your property and valuables. This documentation will help speed up your claim process if needed.
Talk to Your Agent – Don’t wait until a storm is on the way. Contact your insurance agent to discuss your coverage and ask any questions about potential gaps.
Be proactive now so you’re not caught off guard later. A little preparation today can make a big difference when severe weather strikes! #InsuranceReview #SevereWeatherPrep #BePrepared #StaySafe